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After all the research and work that goes into securing a mortgage, it can seem like the years just flew by before it’s time for you to think about renewing. It might seem tempting to go back to your current financial institution. Making the switch is easier then you think and can save you thousands. 

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This is the best time to decide on big changes. For example, you may  want to consolidate high interest debt in with your mortgage or you  may want to tap some of your home equity for a renovation project?  Or maybe you are considering a cottage or vacation property? Are you confident you will get the best rate at renewal?